FRM的官方機構GARP提供一個Garp Membership的服務。訂閱這個服務后，可以看Risk Professional Magazine雜志，還可享受一些亂七八糟的服務。但這個服務需收取195美元的年費，像我這種勞動人民基本不需要這種服務。這個服務的頭年是免費的（因為你為了考試交了很多考試費，所以免費送了你一年membership）。但坑爹的是，在你注冊的時候，它默認勾選上了自動續(xù)費。所以當你*9年免費membership到期后，你便會被自動從信用卡里扣除你的第二年年費。

　　所以，注冊了FRM考試的同志們，趕緊去Garp網(wǎng)站取消你的自動續(xù)費選項。取消GARP Membership是否影響接下來的考試和FRM持證呢？放心吧，GARP明確說了不會：

　　Do I need to be an Individual (paid) Member in order to use the FRM designation?

　　GARP does not currently require you to be an Individual Member to use your FRM designation. However, we do encourage you to maintain your Individual GARP Membership in order to utilize all the benefits available to you.

　　Do I have to be a member of GARP to sit for the FRM Exam?

　　No. Membership is not required to sit for the FRM Exams. However, you will be automatically provided with complimentary membership privileges as an Individual Member of GARP for one year upon paid enrollment in the FRM Program.

　　同時，如果你像我一樣不幸，直到信用卡被GARP扣掉了錢才發(fā)現(xiàn)有這個事情，你還是可以把錢要回來：盡量早地（60天以內(nèi)），向membership@garp.com寫信，要求「cancel membership and refund」即可。GARP大約會在一周時間左右給答復，同意退款，然后你的membership被降級到Affiliate Membership FREE，這可以在GARP網(wǎng)站上查到你的狀態(tài)。